# Melovier

> Private payments house. Making sure your payments always reach you.

Melovier is not a bank. Send. Receive. Spend. Convert. Melovier is how companies, individuals, funds, and crypto-native businesses move money.

MSB Registration number N300001384. Melovier Payments Inc, 5307 Victoria Drive #165, Vancouver BC V5P 3V6, Canada. Serving clients worldwide.

Melovier Payments Inc (Melovier) is not a bank, and funds held with Melovier are not deposits and are not covered by deposit insurance (including FDIC, CDIC, or any equivalent scheme). Melovier does not act as a custodian of client assets; funds are held and processed through banks and other providers in accordance with applicable money services business regulations. Use of Melovier's services is subject to our Terms of Service and Privacy Policy, and may be limited by jurisdiction.

## What Melovier does

- Dedicated accounts in your name (USD, EUR, AED, INR, JPY, EGP, ZAR). Offshore companies are welcome.
- SWIFT payments in the client’s name (POBO and COBO).
- Visa cards funded in stablecoin, with virtual cards and physical issuance where available.
- Crypto OTC: USDT exchanged 1:1, large size, market-leading fees, off the public order book.
- Network: an honest answer, and an introduction to a better fit in Melovier's global partner network when that is the right move.
- A dedicated relationship manager: on call, not a support ticket, and the connection to The Circle.
- The Circle: a private membership for events, concierge, and a closed circle of operators.

## Site

- [Home](https://melovier-production.up.railway.app/): the house
- [Payments](https://melovier-production.up.railway.app/#payments)
- [Cards](https://melovier-production.up.railway.app/#cards)
- [Crypto OTC](https://melovier-production.up.railway.app/#otc)
- [Network](https://melovier-production.up.railway.app/#network)
- [The Circle](https://melovier-production.up.railway.app/#circle)
- [Relationship manager](https://melovier-production.up.railway.app/#manager)
- [Open your account](https://melovier-production.up.railway.app/#access)

## Optional reading

- [Sitemap](https://melovier-production.up.railway.app/sitemap.xml)