Melovier
Open your account

Making sure your payments always reach you.

Send. Receive. Spend. Convert. Melovier is how companies, individuals, funds, and crypto-native businesses move money.

01Payments

Dedicated Accounts

SEPA EUR USD INR AED ZAR JPY Global payments & payouts

Accounts in your name mean you always remain in control.

Send to and from your individual and company name. Offshore companies are welcome.

Currencies

USD EUR AED INR JPY EGP ZAR

SWIFT payments in Your Name

POBO or COBO, as the industry calls it.

We can send and receive money under your name — or under your client's name, if that's what your business needs. If you are a platform, an exchange, or a retail business — no more mess when your clients look for funds wired out from you, or try and explain to their bank how to send in.

What you get

  • Payouts and collections in the client’s name
  • Cleaner acceptance with banks and counterparties
  • One house for money in and money out
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02Cards

Visa cards, funded in stablecoin.

Issue spend-ready Visa cards and top them up with stablecoin.

Balances convert into everyday purchasing power — online, in-store, and wherever Visa is accepted — without a separate off-ramp first. Give teams, clients, or end users a card they can fund from digital dollars and use immediately.

What you get

  • Visa acceptance worldwide
  • Stablecoin top-ups
  • Virtual cards, with physical issuance where available
  • Simple path from on-chain balance to real-world spend

Best for: businesses that hold USDT/USDC and need a clean way to pay vendors, travel, ads, or operating costs.

A field of unmarked black metal cards
03Crypto OTC

USDT 1:1. Large size. Market-leading fees.

Convert between fiat and USDT over the counter at a 1:1 rate, with some of the lowest fees available.

Trades are quoted and settled off the public order book, so large tickets do not move the market or leak into the tape. You get a firm price, private execution, and settlement built for treasury — not retail swap screens.

What you get

  • USDT exchanged 1:1
  • Lowest-fee OTC pricing on the market
  • Size without slippage
  • Discreet execution and fast settlement
Alpine dusk through the penthouse glass, large and still
04Network

Melovier is not a bank.

Our team has spent years in this industry, and that experience comes with something most providers won't offer: an honest answer. If there's a better fit for you within our global partner network, we'll tell you and make the introduction ourselves.

What you get

  • In-person introductions to the client that fits our partners’ profiles
  • Reliable, safe solutions worldwide
  • Crypto-friendly service
Two chairs facing in the penthouse, set for an introduction
05The Circle

The private room of the house

The Circle is why
people stay.

Members dine, meet, and work in rooms we keep small on purpose. There are evenings, working lunches, introductions, and the occasional experience that has nothing to do with a payment screen. A concierge sits on the account: wires, cards, conversions, a table, a problem that should not wait until Monday.

Membership is exclusive in the old sense — known, looked after, not shouted about. It is not a surcharge disguised as status. The transaction fees remain as competitive as the open market will allow. The difference is the company you keep, and the person who picks up.

  • Events, meetings, and experiences
  • Concierge on the account
  • A closed circle of creators, companies, and crypto-native operators
A small dining table in the private room, mountains at dusk
06Relationship

Your own relationship manager

Not a support ticket.

No matter who you are, we are always here to help. Your relationship manager is on call for the moments that matter so we become part of your solution and help whenever we can. They will work together with you to clarify issues before they happen, and provide dedicated support if something does. They also act as your connection to The Circle, providing valuable updates on select concierge-only access to events and activities.

A private desk and chair on call, dusk mountains beyond the glass
07Open your account

Melovier is here to help.

Open an account now.

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